Email Address : contact@vomutuel.com
Office Address : 47 Boulevard de Quinault, 33500 Libourne, France
Phone Number : +33 6 029 934 761
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Bank cards

Vomutuel - Bank cards

Easy operation

Card payments are collected and debited in one go every month on a fixed date(8): this is the outstanding amount of card payments. This outstanding amount can be monitored at any time via remote banking (internet and mobile)(9) and allows you to anticipate the necessary provision on the account.

Flexibility in managing your monthly budget

The deferred debit can allow you to manage your monthly budget differently from immediate debit, since the cash available on the account is only affected by card payments once a month.

This makes it possible to manage the expenses that will be reimbursed differently (medical expenses, professional expenses, etc.), as well as major expenses.

More possibilities for using the card

Some car rental companies abroad prefer cards with the word "credit" on them, rather than cards marked only "debit". Deferred debit cards have the word "credit" on them.

Manage your accounts and payment methods on a daily basis

Choose a bank card suited to your needs, monitor your bank account at any time and wherever you are, support you in your daily life and that of your loved ones.

Vomutuel Card allows you to enjoy the main advantages of a payment card: You can make cash withdrawals and pay for your purchases of goods or services face to face or remotely, in France and Europe. With each transaction, your account balance is checked. You only spend what you have. The other Card is a debit card (systematic authorization card with balance control).

Temporary modulation of your ceilings

A temporary increase in the withdrawal limit is possible in anticipation of certain expenses. This increase is made immediately following your request via the SOS Card service(2) or from your Advisor(2)(3). The new limit is then valid for a fixed period. At the end of this period, the standard limit is automatically applied again.

Management Services

Systematic Authorization: the amount of each transaction carried out using this card is debited directly and in full from the customer's account, after automatic and systematic verification of the balance (or provision) available on the account.

Benefits of a credit card

  • Payment flexibility: You have the option to pay for your purchases immediately or defer them, opting for a partial payment with monthly installments.
  • Security: Credit cards often offer better protection against fraud, as you can dispute unauthorized transactions. Some cards also include travel insurance, purchase insurance, or even event cancellation protection.
  • Access to premium services: Some high-end credit cards offer exclusive benefits, such as travel insurance, access to airport lounges, discounts at certain stores, or loyalty programs to accumulate points.
  • Revolving credit: A credit card allows you to have a continuous reserve of money, which can be useful for managing unexpected expenses or large purchases.
  • Building a credit history: Using a credit card responsibly (by paying your bills on time) can improve your credit score, making it easier to qualify for loans or other forms of credit in the futur

Types of credit cards

  • Traditional credit card: This is the most common type, offering a credit limit and flexible repayment terms.
  • Premium credit card: It offers additional benefits such as travel insurance, access to airport lounges, or loyalty programs.
  • Low-interest credit card: Some types of credit cards offer lower interest rates for installment payments or for balances carried over.
  • Co-branded credit card: These are cards associated with a brand, hotel or airline, allowing you to accumulate points or discounts on specific purchases.

Need advice on choosing your card?

Visa Premium cards

The Visa Premier card

is the ideal card for your travels and leisure activities.
The Visa Premier card is the ideal card for your travel and leisure with high payment and withdrawal limits.
Order now

The Visa Platinum card

which simplifies your daily life with services adapted to your tastes and desires.
With this high-end card, benefit from numerous Insurance and Assistance guarantees(1) to protect you and your family when traveling in France and abroad.
Save time every day, thanks to the Visa Platinum Personal Assistant who can book you a taxi, a table in a restaurant, or even organize a trip…
Order now

The Visa Infinite card

which opens the doors to a world of excellence.
With the Visa Infinite card, enter a world of tailor-made and prestigious privileges with a concierge service available 24/7.
Take advantage of numerous Insurance and Assistance guarantees(1) to protect you and your family when traveling in France and abroad.
Order now